Compliance · POPIA
POPI Act Notice
A short-form summary of how OneCompare (FSP 55551) handles your personal information under the Protection of Personal Information Act, 4 of 2013. For the full detail, please read our Privacy Policy.
1.Who we are
OneCompare (Pty) Ltd is an authorised Financial Services Provider (FSP 55551), authorised by the Financial Sector Conduct Authority (FSCA) under the Financial Advisory and Intermediary Services Act, 2002 ("FAIS"). Our registered office is at 377 Rivonia Boulevard, Rivonia, Johannesburg, Gauteng 2191.
OneCompare primarily acts as an intermediary as defined in FAIS. We help South African drivers compare car insurance across multiple insurers and we offer a free policy review service.
2.What this notice does
This POPIA Notice is a short-form summary of how we handle your personal information under the Protection of Personal Information Act, 4 of 2013 ("POPIA"). It is published for quick reference. For the full detail, please read our Privacy Policy at /privacy.
Where this Notice and the Privacy Policy conflict, the Privacy Policy takes precedence.
3.What we collect
When you use this website or submit a form, we may collect:
- Identification and contact details: your name, ID number where required by an insurer, telephone, email, and address.
- Vehicle and cover details: make, model, year, registration, garaging address, drivers, modifications, and your current policy schedule.
- Communication records: emails, callback requests, and other messages you send us.
- Website analytics: standard server logs, IP address, browser type, and cookie information for site performance and security.
4.Why we collect it
We use your personal information lawfully under section 11 of POPIA, for the following purposes:
- To obtain quotes from our panel of insurance partners on your behalf.
- To produce the free policy review that you have requested.
- To facilitate your appointment with the insurer you select.
- To respond to your enquiries, callback requests, and complaints.
- To meet our regulatory record-keeping obligations under FAIS and other applicable law.
6.How long we keep it
We retain records relating to a quote, policy review, or other engagement for a minimum of five years from the date of last engagement, in line with the record-keeping requirements of the FAIS General Code of Conduct. Where we no longer need to retain personal information, we delete or de-identify it securely.
7.Your POPIA rights
You have the following rights in respect of your personal information. To exercise any of them, please email legal@onecompare.co.za.
- The right to be notified of collection and of any unauthorised access to your information.
- The right to access the personal information we hold about you.
- The right to ask us to correct or delete information that is inaccurate or no longer needed.
- The right to object to our processing of your information.
- The right to object to direct marketing.
- The right to not be subject to a decision based solely on automated processing where that decision affects you materially.
- The right to complain to the Information Regulator (South Africa).
9.Cross-border transfers
Some of the operators we use are based outside South Africa (for example, email and analytics providers). We only transfer personal information across the border in accordance with section 72 of POPIA, which requires adequate protection, your consent, or that the transfer is necessary for the performance of a contract with you or in your interest.
10.The Information Regulator (South Africa)
If you are not satisfied with how we have responded to a privacy query, you have the right to lodge a complaint with the Information Regulator:
- Information Regulator (South Africa), JD House, 27 Stiemens Street, Braamfontein, Johannesburg, 2001.
- Complaints email: POPIAComplaints@inforegulator.org.za
- General enquiries: enquiries@inforegulator.org.za
- Website: https://inforegulator.org.za
We would, however, ask that you give us the first opportunity to address your concern by writing to legal@onecompare.co.za.
Contact our Information Officer
For any privacy-related question, access request, or complaint, please email our Information Officer at legal@onecompare.co.za. We aim to respond within five business days, and in any event within the timeframes prescribed by POPIA.